01 — Insurance
Protection without the padding
Life, accident, property and liability cover. A full audit of existing policies: what is actually covered, what is duplicated, and where the same protection costs less.
Services
Every decision starts from the same picture
First we map what you have today: contracts, repayments, savings, goals. Only then does it become clear which area to touch — and in what order.
02 — Lending
Financing with a clear head
Mortgages, renovation and general-purpose loans, refinancing. Bank offers compared side by side in one table, with the paperwork handled through to disbursement.
03 — Investment
Wealth building tied to a goal
Investment funds, retirement and regular savings. Built on time horizon, risk tolerance and cost — not on what is currently fashionable.
04 — Property
Yield, not gut feeling
Property investment with the maths done first: acquisition cost, vacancy, maintenance, financing. The decision comes after the numbers.
How I work
I
Mapping
One hour, free of charge. Existing contracts, income, goals.
II
Recommendation
A written document, several offers side by side, with itemised costs.
III
Follow-through
Administration, then an annual review. This is why clients come back.